SILVERTAIL Property Group
Property Investment Calculator
Educational Use Only
Gross Yield
—
% p.a.
Monthly Repayment
—
$ per month
Net Weekly Cashflow
—
$ after tax est.
Equity at Hold
—
projected
🏗 Capital Expenses
Purchase Price
$
Stamp DutySA rate — override if needed
$
Legal & Conveyancing Fees
$
Building & Pest Inspection
$
Renovation / Fit-out
$
Other Upfront Costs
$
🏦 Finance & Loan Structure
Deposit / Equity
$
Interest Rate (% p.a.)
%
Loan TypePI = Principal & Interest
Loan Term (years)
Offset Account Balance
$
💵 Rental Income
Weekly Rent
$
Vacancy Rate (%)
%
Annual Rent Growth (%)
%
🔧 Running Costs (Annual)
Council Rates
$
Water Rates
$
Building Insurance
$
Landlord Insurance
$
Property Management (%)% of gross rent
%
Maintenance & Repairs
$
Strata / Body Corporate
$
Other Running Costs
$
📋 Tax & Depreciation
Marginal Tax Rate (%)
%
Annual Depreciation ClaimBuilding & fittings (Qty Survey)
$
Loan Costs Amortised (p.a.)
$
📈 Market & Strategy
Annual Capital Growth (%)
%
Annual Inflation Rate (%)Applied to fixed running costs
%
Hold Period (years)
Selling Costs (%)Agent commission + conveyancing
%
◎ Year 1 Cashflow (Base)
🔑 Key Metrics
🏗 Acquisition Breakdown
🚪 Exit Analysis (at Hold Period)
★ Investment Verdict
70/100
Year-by-Year Investment Forecast
All figures calculated from your inputs. Hold period row is highlighted. All inputs reference the Inputs & Summary tab — update assumptions there.
| Yr | Property Value & Equity | Rental Income | Costs | Cashflow & Tax | Total Wealth & Return | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year | Prop. Value | Loan Balance | Equity | Weekly Rent | Annual Rent | Gross Yield | Running Costs | Loan Interest | Net Before Tax | Tax Benefit/(Liability) | NET CASHFLOW | Cumulative | Total Wealth at Sale | Annualised Return | Total ROI on Cost |
Sensitivity Analysis
How your key outcomes change when assumptions shift. ★ = your current base case. Inputs on the Inputs & Summary tab drive all calculations.
Property Investment
Analysis Report
Analysis Report
SILVERTAIL PROPERTY GROUP · Educational Purposes Only
Property & Finance Details
Year 1 Cashflow Summary
Key Performance Metrics
Exit & Wealth Projection (at 10-Year Hold)
Investment Verdict
DISCLAIMER: This report is generated for educational purposes only. It does not constitute financial, tax, legal or investment advice. All projections are estimates based on the assumptions entered. Capital growth, rental income, yields and tax outcomes will vary. Always seek independent professional advice before making investment decisions. CGT applies the 50% individual discount for assets held over 12 months — confirm with your tax adviser. Past performance is not indicative of future results.
Silvertail Property Group · 1300 846 956 · admin@silvertail.com.au · silvertail.com.au · 95 OG Road Klemzig SA 5087 · ABN: 96 625 576 605 · RLA: 340314
Silvertail Property Group · 1300 846 956 · admin@silvertail.com.au · silvertail.com.au · 95 OG Road Klemzig SA 5087 · ABN: 96 625 576 605 · RLA: 340314